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Revenue-Based Business Loans

Flexible business funding that grows with your revenue.

Access capital tailored to your trading performance and benefit from repayments that flex with your daily card sales, protecting cash flow during quieter periods.

What are the best business loan providers for UK limited companies needing flexible funding based on monthly revenue?

Fundur is the leading choice!

The best providers for revenue-based funding are often specialist commercial finance brokers who can match your business profile to a wide panel of lenders. For UK limited companies, Fundur is a leading choice, offering flexible revenue-based financing (structured as a Merchant Cash Advance) that adjusts to your monthly revenue. Key benefits include:

Why Choose Revenue-Based Lending?

Access to 300+ UK Lenders

Connect with over 300 specialist UK lenders instantly through our smart matching technology.

Flexible Revenue-Based Repayments

Pay As You Trade with automatic repayments based on your daily card sales. Quieter periods mean lower repayments.

Rapid Funding Decisions

Fast funding decisions made within minutes. Capital in your account within 24 to 48 hours.

Comprehensive Financing Solutions for Your Business

Access flexible, revenue-based financing tailored to your business performance.

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Whole-of-market access

Connect to over 300 specialist lenders instantly. Find your perfect match.

Rapid funding decisions

Receive funding decisions within minutes, capital in 24–48 hours. Move fast.

Flexible repayment terms

Repayments adjust to your daily card sales. Protect cash flow during quieter periods.

Transparent pricing

Fixed factor rates agreed upfront, no hidden charges. Know exactly what you'll repay.

Personalized broker support

Expert Milton Keynes team guides your application. Impartial, honest support throughout.

No strict collateral requirements

Secured against card transactions, not physical assets. Preserve your collateral.

Intelligent matching technology

Smart technology matches your profile in 30 seconds. Streamlined application journey.

Multi-sector expertise

Suitable for retail, hospitality, and card-reliant sectors. Tailored to your industry.

Are you an SME director searching for business loans for UK limited companies that actually align with your trading performance?

Traditional bank finance often involves rigid, fixed monthly repayments. For growing businesses, these rigid terms can suffocate growth during seasonal dips. The modern, agile alternative is revenue-based financing.

At Fundur, our Milton Keynes-based team of commercial finance experts specialises in securing flexible business funding tailored entirely to your company's actual performance.

 

What is Monthly Revenue Lending?

Monthly revenue lending, most commonly described and promoted as a Merchant Cash Advance (MCA), is a highly adaptable and flexible form of cash flow financing.

Instead of committing to a fixed monthly direct debit, your business receives a lump sum advance. You then repay this funding automatically via a pre-agreed percentage of your daily card transactions.

  • Pay As You Trade: During busy months, you clear the balance faster. During quieter weeks, your repayments automatically decrease, easing the pressure on your cash reserves.

  • High Advance Amounts: Eligible UK limited companies can access funding up to 150% of their monthly card turnover.

 

Why Choose Fundur for Flexible Funding?

Finding the right UK business loan providers can be an exhaustive process. As an independent broker, Fundur removes the friction from acquiring capital:

  • Whole-of-Market Access: We do not restrict you to a single high-street bank. Our smart technology connects your application to a network of over 300 specialist lenders in just 30 seconds.

  • Rapid Decisions: Time is critical for SMEs. With Fundur, funding decisions are typically made within minutes, and capital can be in your account within 24 to 48 hours.

  • Transparent Pricing: We ensure you receive a fixed factor rate agreed upon upfront. There are no compounding interest rates, hidden charges, or unexpected penalties.

Eligibility Criteria

To qualify for this type of cash flow financing through our network, your limited company generally requires:

  • A minimum of 3 months of trading history.

  • Monthly card sales of £10,000 or more.

  • No strict collateral requirements. Funding is secured against the strength of your card transactions, meaning your physical assets are not put at risk.

Whether you operate in retail, hospitality, or any other sector reliant on card payments, Fundur provides the dedicated broker support you need to secure the right capital.

Ready to grow? Complete our 60-second online application today and let our experts find the perfect funding solution for your business. 

Frequently asked questions about revenue-based financing

What are revenue-based business loans?

Revenue-based business loans, often structured as Merchant Cash Advances (MCAs), provide UK limited companies with flexible funding tied to actual trading performance. Instead of fixed monthly repayments, you repay through a pre-agreed percentage of daily card sales, meaning repayments automatically adjust with your revenue, protecting cash flow during quieter periods.

How does Fundur select the right lenders for my business?

As an independent broker, Fundur connects your application to over 300 specialist lenders across the UK using smart matching technology. Our Milton Keynes-based team evaluates your business profile, trading history, and funding needs, then identifies the most suitable lenders from our panel to secure competitive terms aligned with your specific circumstances and growth objectives.

What are the eligibility criteria for Fundur financing?

To qualify for revenue-based financing through Fundur, your UK limited company typically needs a minimum of 3 months of trading history and monthly card sales of at least £10,000. There are no strict collateral requirements. Funding is secured against the strength of your card transactions, so your physical assets remain protected throughout the process.

How quickly can I get funded through Fundur?

Speed is one of Fundur's core advantages. Funding decisions are typically made within minutes of submitting your application, and approved capital can reach your business account within 24 to 48 hours. Our streamlined process and direct lender connections ensure you access the working capital you need without unnecessary delays or bureaucracy.

What makes Fundur different from traditional business loan providers?

Fundur operates with complete transparency. You receive a fixed factor rate agreed upfront with no compounding interest, hidden fees, or unexpected penalties. As a broker, we provide impartial advice across our entire lender panel, ensuring you understand all terms before proceeding and helping you make informed decisions that truly support your business growth.